Send money to Canada
Fast, low-cost, and secure online money transfers from the USA to Canada.
Should arrive by Saturday
Compare the best money transfer service to Canada
| Sending 1,000 USD with | Recipient gets(Total after fees)and transfer speed | Transfer speed | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
Cheapest | 1,360.50 CADunavailable | unavailable | |||||||||
Transfer fee 0 USD Exchange rate(1 USD CAD) 1.36050 Exchange rate markup 5.88 USD Cost of transfer 5.88 USD | |||||||||||
 | 1,359.68 CAD- 0.82 CAD2 days | 2 days | |||||||||
Transfer fee 6.48 USD Exchange rate(1 USD CAD) 1.36855 Exchange rate markup 0 USD Cost of transfer 6.48 USD | |||||||||||
 | 1,354.71 CAD- 5.79 CADunavailable | unavailable | |||||||||
Transfer fee 0 USD Exchange rate(1 USD CAD) 1.35471 Exchange rate markup 10.11 USD Cost of transfer 10.11 USD | |||||||||||
 | 1,349.82 CAD- 10.68 CAD4-6 days | 4-6 days | |||||||||
Transfer fee 0 USD Exchange rate(1 USD CAD) 1.34982 Exchange rate markup 13.69 USD Cost of transfer 13.69 USD | |||||||||||
 | 1,347.30 CAD- 13.20 CADwithin 1 day | within 1 day | |||||||||
Transfer fee 0 USD Exchange rate(1 USD CAD) 1.34730 Exchange rate markup 15.52 USD Cost of transfer 15.52 USD | |||||||||||
 | 1,345.52 CAD- 14.98 CADwithin 12 days | within 12 days | |||||||||
Transfer fee 1.99 USD Exchange rate(1 USD CAD) 1.34820 Exchange rate markup 14.87 USD Cost of transfer 16.86 USD | |||||||||||
 | 1,337.79 CAD- 22.71 CAD1-4 days | 1-4 days | |||||||||
Transfer fee 2.99 USD Exchange rate(1 USD CAD) 1.34180 Exchange rate markup 19.54 USD Cost of transfer 22.53 USD | |||||||||||
 | 1,336.80 CAD- 23.70 CAD1 day | 1 day | |||||||||
Transfer fee 0 USD Exchange rate(1 USD CAD) 1.33680 Exchange rate markup 23.20 USD Cost of transfer 23.20 USD | |||||||||||
 | 1,330.39 CAD- 30.11 CAD1-4 days | 1-4 days | |||||||||
Transfer fee 0 USD Exchange rate(1 USD CAD) 1.33039 Exchange rate markup 27.89 USD Cost of transfer 27.89 USD | |||||||||||
 | 1,320.71 CAD- 39.79 CAD1-7 days | 1-7 days | |||||||||
Transfer fee 5 USD Exchange rate(1 USD CAD) 1.32735 Exchange rate markup 30.11 USD Cost of transfer 35.11 USD | |||||||||||
 | 1,318.43 CAD- 42.07 CADunavailable | unavailable | |||||||||
Transfer fee 0 USD Exchange rate(1 USD CAD) 1.31843 Exchange rate markup 36.62 USD Cost of transfer 36.62 USD | |||||||||||
 | 1,309.02 CAD- 51.48 CAD5-7 days | 5-7 days | |||||||||
Transfer fee 4.99 USD Exchange rate(1 USD CAD) 1.31558 Exchange rate markup 38.70 USD Cost of transfer 43.69 USD | |||||||||||
 | 1,300.84 CAD- 59.66 CADwithin 6 days | within 6 days | |||||||||
Transfer fee 1.99 USD Exchange rate(1 USD CAD) 1.30344 Exchange rate markup 47.58 USD Cost of transfer 49.57 USD | |||||||||||
How to send money to Canada in 3 easy steps
Enter amount to send in USD.
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose recipient in Canada.
Select who you want to send money to and which pay-out method to use.
Send USD, receive CAD.
The recipient gets money in CAD directly from Wise’s local bank account.
How much does it cost to transfer money to Canada?
Pay a small, flat fee and percentage
To send money in USD to Canada, you pay a small, flat fee of 4.33 USD + 0.44% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to Canada take?
A money transfer from the USA (USD) to Canada (CAD) should arrive by Saturday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
Should arrive
by SaturdayWhat you’ll need for your online money transfer to Canada
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Best ways to send money to Canada
Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Trust Wise with safe & secure money transfers to Canada
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money to Canada from the USA with the most international app
Looking for an app to send money to Canada? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
See what the world’s largest publications have to say
Smart tech and sharp thinking are disrupting high-street banks
Wise is looking to use the internet to spark a digital revolution in current financial services
Wise takes a machete to the hefty fees that banks levy to send money across borders
Wise works nearly everywhere
Trustpilot score 4.3 out of 5, from 217,734 reviews
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
