Skip to main content

Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

Millions of happy customers
See what they have to say
Is Wise safe?
Yes, here’s why
  • 2.79 USD
  • 4.86 USDOur fee
  • –
    7.65 USDTotal fees
  • =
    992.35 USDTotal amount we’ll convert
  • ×
    0.9206

Should arrive in 2 hours

Get started

How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
USDEURDirect Debitin 2 hours
USDAEDDirect Debitby Thursday
USDAUDDirect Debitby Thursday
USDBDTDirect Debitby Thursday
USDBGNDirect Debitby Thursday
USDBRLDirect Debitin 3 hours
USDCADDirect Debitby Thursday
USDCHFDirect Debitin 30 minutes
USDCLPDirect Debitby Monday, May 20
USDCNYDirect Debitin seconds
USDCOPDirect Debitin seconds
USDCRCDirect Debitby Thursday
USDCZKDirect Debitby Thursday
USDDKKDirect Debitby Thursday
USDEGPDirect Debitby Thursday
USDFJDDirect Debitin 10 minutes
USDGBPDirect Debitin seconds
USDGELDirect Debitby Thursday
USDHKDDirect Debitin 10 minutes
USDHUFDirect Debitin seconds
USDIDRDirect Debitby Thursday
USDILSDirect Debitby Friday
USDINRDirect Debitin seconds
USDJPYDirect Debitby Thursday
USDKESDirect Debitin 30 minutes
USDKRWDirect Debitin 3 minutes
USDLKRDirect Debitin seconds
USDMADDirect Debitby Friday
USDMXNDirect Debitin seconds
USDMYRDirect Debitin seconds
USDNOKDirect Debitby Wednesday, May 22
USDNPRDirect Debitin 30 minutes
USDNZDDirect Debitby Thursday
USDPHPDirect Debitby Thursday
USDPKRDirect Debitin seconds
USDPLNDirect Debitby Friday
USDRONDirect Debitby Friday
USDSEKDirect Debitby Thursday
USDSGDDirect Debitin seconds
USDTHBDirect Debitin seconds
USDTRYDirect Debitin seconds
USDTZSDirect Debitby Thursday
USDUGXDirect Debitby Thursday
USDUYUDirect Debitby Friday
USDVNDDirect Debitin 40 minutes
USDZARDirect Debitby Thursday
globe

How to send money abroad instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Trustpilot score 4.3 out of 5, from 219,511 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Reviews from:

Let's answer some of your questions

  1. Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.