International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 JPY
- Our fee28,912 JPY
Volume discount
-628 JPY
Should arrive by Monday
Savings on this transfer, and eligible transfers for the rest of the month.
See how much it costs to send money abroad
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
 Wise |  PayPal |  Rakuten |  SMBC | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 55.52 CHF | 51.96 CHF | 47.18 CHF | 37.25 CHF |
Exchange rate markup | 0 JPY | 489 JPY | 55 JPY | 36 JPY |
Exchange rate (1 CHFJPY) | 173.900 | 182.849 | 174.862 | 174.520 |
Transfer fee | 345 JPY | 499 JPY | 1,750 JPY | 3,500 JPY |
Total transfer cost | 345 JPY | 988 JPY | 1,805 JPY | 3,536 JPY |
How to send money internationally from India
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
Get fees as low as 0.1% on large transfers
Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Best ways to send money internationally with WISE
The best way to send Japanese yen to Swiss franc is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
Wise account
Receive from another Wise account instantly. No need for bank details — let friends find you with your name, email, phone or Wisetag.
Learn more about receiving with Wise.
Cheapest way to send money abroad from India
The cheapest way to send 4,500,000 JPY to CHF is from a Wise balance and costs 28,237 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
JPY
CHF
| Sending 4,500,000 JPY | Transfer cost |
|---|---|
| Bank transfer | 28,284 JPY |
Fastest way to send money abroad from India
Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
JPY
CHF
| Sending 4,500,000 JPY | Should arrive |
|---|---|
| Bank transfer | by Monday |
Send money from India with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Frequently asked questions
See where Wise works
- Send money
- Account details
- Hold and convert money
