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Send money to the UK from Europe

Q: Best way to send money to the UK from Europe?

Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Q: How much can I send to the UK from Europe online?

Yes, there are limits for how much you can send to the UK with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator . We’ll also let you know if you try to send too much at one time. If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.

Q: How to transfer money to the UK from Europe online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. Add recipient’s bank details Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Send your money with a bank transfer, or a debit or credit card. That’s it We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Fast, low-cost, and secure online money transfers to the UK from Europe.

Send money from the UK to Europe instead.

Over 16 million customers

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FCA regulated

Learn more

You send exactly

0 EUR
6.02 EUROur fee
–
6.02 EURTotal fees
=
993.98 EURTotal amount we’ll convert
×
0.8553

Recipient gets

Should arrive in 4 hours

Get started

Save when you send money to the UK from Europe

Sending 1,000 EUR with	Recipient gets(Total after fees)
Cheapest	850.14 GBPSave up to 38.96 GBP
Transfer fee 6.02 EUR Exchange rate(1 EUR GBP) 0.855285 Exchange rate markup 0 EUR Cost of transfer 6.02 EUR

	848.37 GBP- 1.77 GBP
Transfer fee 0 EUR Exchange rate(1 EUR GBP) 0.848369 Exchange rate markup 8.09 EUR Cost of transfer 8.09 EUR

	847.20 GBP- 2.94 GBP
Transfer fee 0 EUR Exchange rate(1 EUR GBP) 0.847200 Exchange rate markup 9.45 EUR Cost of transfer 9.45 EUR

	846.17 GBP- 3.97 GBP
Transfer fee 0 EUR Exchange rate(1 EUR GBP) 0.846172 Exchange rate markup 10.65 EUR Cost of transfer 10.65 EUR

	843.05 GBP- 7.09 GBP
Transfer fee 1.99 EUR Exchange rate(1 EUR GBP) 0.844733 Exchange rate markup 12.34 EUR Cost of transfer 14.33 EUR

	838.84 GBP- 11.30 GBP
Transfer fee 3.99 EUR Exchange rate(1 EUR GBP) 0.842197 Exchange rate markup 15.30 EUR Cost of transfer 19.29 EUR

	838.27 GBP- 11.87 GBP
Transfer fee 0 EUR Exchange rate(1 EUR GBP) 0.838270 Exchange rate markup 19.89 EUR Cost of transfer 19.89 EUR

	838.01 GBP- 12.13 GBP
Transfer fee 20 EUR Exchange rate(1 EUR GBP) 0.855110 Exchange rate markup 0.20 EUR Cost of transfer 20.20 EUR

	837.04 GBP- 13.10 GBP
Transfer fee 1.99 EUR Exchange rate(1 EUR GBP) 0.838711 Exchange rate markup 19.38 EUR Cost of transfer 21.37 EUR

	834.72 GBP- 15.42 GBP
Transfer fee 16 EUR Exchange rate(1 EUR GBP) 0.848291 Exchange rate markup 8.18 EUR Cost of transfer 24.18 EUR

	830.68 GBP- 19.46 GBP
Transfer fee 22.49 EUR Exchange rate(1 EUR GBP) 0.849787 Exchange rate markup 6.43 EUR Cost of transfer 28.92 EUR

	826.42 GBP- 23.72 GBP
Transfer fee 3.90 EUR Exchange rate(1 EUR GBP) 0.829652 Exchange rate markup 29.97 EUR Cost of transfer 33.87 EUR

	821.73 GBP- 28.41 GBP
Transfer fee 31 EUR Exchange rate(1 EUR GBP) 0.848015 Exchange rate markup 8.50 EUR Cost of transfer 39.50 EUR

	815.13 GBP- 35.01 GBP
Transfer fee 5.99 EUR Exchange rate(1 EUR GBP) 0.820042 Exchange rate markup 41.21 EUR Cost of transfer 47.20 EUR

	813.04 GBP- 37.10 GBP
Transfer fee 27 EUR Exchange rate(1 EUR GBP) 0.835602 Exchange rate markup 23.01 EUR Cost of transfer 50.01 EUR

	811.18 GBP- 38.96 GBP
Transfer fee 22 EUR Exchange rate(1 EUR GBP) 0.829433 Exchange rate markup 30.23 EUR Cost of transfer 52.23 EUR

This applies when you pay in via bank transfer. How do we collect this data?

How to send money to the UK from Europe in 3 easy steps

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose recipient in the UK.

Select who you want to send money to and which pay-out method to use.

Send EUR, receive GBP.

The recipient gets money in GBP directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to the UK from Europe

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to the UK from Europe?

Pay a small, flat fee and percentage

To send money in EUR to the UK from Europe, you pay a small, flat fee of 0.45 EUR + 0.56% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

0.45 EUR

Variable feeup to 116,920 EUR/month

0.56%

Variable feemore than 116,920 EUR/month

Discount applies

How long will a money transfer to the UK from Europe take?

A money transfer from Europe (EUR) to the UK (GBP) should arrive in 4 hours. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR

GBP

Should arrive

in 4 hours

Best ways to send money to the UK from Europe

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
SOFORT
When you send money from some Eurozone countries, you’ll have the option to pay for your transfer with SOFORT. SOFORT is easy to use, as you can make the payment directly in our app. It’s available in Austria, Belgium, Germany, Italy, the Netherlands, Spain, and Switzerland.
Trustly
Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.