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Send money by swift

Send money by swift from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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ASIC regulated

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Awarded 5 stars for international money transfers

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You send exactly

0 AUD
6.02 AUDOur fee
–
6.02 AUDTotal fees
=
993.98 AUDTotal amount we’ll convert
×
0.6654

Recipient gets

Should arrive by Monday

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We charge as little as possible. No subscription

Sending 1,000 AUD with	Recipient gets(Total after fees)
Cheapest	661.34 USDSave up to 29.14 USD
Transfer fee 6.02 AUD Exchange rate(1 AUD USD) 0.665350 Exchange rate markup 0 AUD Cost of transfer 6.02 AUD

	659.54 USD- 1.80 USD
Transfer fee 0.99 AUD Exchange rate(1 AUD USD) 0.660192 Exchange rate markup 7.75 AUD Cost of transfer 8.74 AUD

	658.53 USD- 2.81 USD
Transfer fee 2.99 AUD Exchange rate(1 AUD USD) 0.660500 Exchange rate markup 7.29 AUD Cost of transfer 10.28 AUD

	657.52 USD- 3.82 USD
Transfer fee 10.50 AUD Exchange rate(1 AUD USD) 0.664500 Exchange rate markup 1.28 AUD Cost of transfer 11.78 AUD

	657.43 USD- 3.91 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.657433 Exchange rate markup 11.90 AUD Cost of transfer 11.90 AUD

	655.08 USD- 6.26 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.655081 Exchange rate markup 15.43 AUD Cost of transfer 15.43 AUD

	645.27 USD- 16.07 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.645270 Exchange rate markup 30.18 AUD Cost of transfer 30.18 AUD

	642.22 USD- 19.12 USD
Transfer fee 15 AUD Exchange rate(1 AUD USD) 0.652000 Exchange rate markup 20.06 AUD Cost of transfer 35.06 AUD

	636.32 USD- 25.02 USD
Transfer fee 9 AUD Exchange rate(1 AUD USD) 0.642100 Exchange rate markup 34.94 AUD Cost of transfer 43.94 AUD

	635.50 USD- 25.84 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.635500 Exchange rate markup 44.86 AUD Cost of transfer 44.86 AUD

	632.20 USD- 29.14 USD
Transfer fee 5.99 AUD Exchange rate(1 AUD USD) 0.636014 Exchange rate markup 44.09 AUD Cost of transfer 50.08 AUD

This applies when you pay in via bank transfer. How do we collect this data?

How to send money by swift in 3 easy steps

Enter amount to send in AUD

Pay in AUD by swift.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send AUD by swift, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

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What is Swift money transfer?

Making a SWIFT money transfer with Wise is as easy as sending a wire to anyone else. You’ll be able to use your own bank’s online or mobile banking service, or set up your SWIFT transfer by phone, or in a branch - whatever you’d normally do. That makes a SWIFT money transfer familiar and convenient, no matter where you’re sending money to.

SWIFT money transfers with Wise may have the highest available payment limits, and your money will usually be received pretty quickly by Wise. That means Wise can get it moving to your recipient quicker, too.

Learn more about using SWIFT wire transfers.

Online money transfer fees

How much does it cost to send money by swift?

To send money by swift with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

Calculate how much you can save

How long does a money transfer by swift take?

A money transfer by swift (AUD-USD) should arrive by Monday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD

USD

Should arrive

by Monday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
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