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Send money to the USA from Japan

Q: Best way to send money to the USA from Japan?

Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Q: How much can I send to the USA from Japan online?

Yes, there are limits for how much you can send to the USA with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator . We’ll also let you know if you try to send too much at one time. If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.

Q: How to transfer money to the USA from Japan online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. Add recipient’s bank details Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Send your money with a bank transfer, or a debit or credit card. That’s it We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Fast, low-cost, and secure online money transfers to the USA from Japan.

Send money from the USA to Japan instead.

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You send exactly

0 JPY
325 JPYOur fee
–
325 JPYTotal fees
=
9,675 JPYTotal amount we’ll convert
÷
155.745

Recipient gets

Should arrive by Monday

Get started

Compare the best money transfer rates to the USA from Japan

Sending 10,000 JPY with	Recipient gets(Total after fees)
Cheapest	62.12 USDSave up to 36.64 USD
Transfer fee 325 JPY Exchange rate(1 USD JPY) 155.745 Exchange rate markup 0 JPY Cost of transfer 325 JPY

	58.49 USD- 3.63 USD
Transfer fee 499 JPY Exchange rate(1 USD JPY) 162.437 Exchange rate markup 412 JPY Cost of transfer 911 JPY

	54.43 USD- 7.69 USD
Transfer fee 1,480 JPY Exchange rate(1 USD JPY) 156.532 Exchange rate markup 50 JPY Cost of transfer 1,530 JPY

	52.60 USD- 9.52 USD
Transfer fee 1,750 JPY Exchange rate(1 USD JPY) 156.841 Exchange rate markup 70 JPY Cost of transfer 1,820 JPY

	25.48 USD- 36.64 USD
Transfer fee 6,000 JPY Exchange rate(1 USD JPY) 156.972 Exchange rate markup 78 JPY Cost of transfer 6,078 JPY

This applies when you pay in via bank transfer. How do we collect this data?

How to send money to the USA from Japan in 3 easy steps

Enter amount to send in JPY.

Pay in JPY with your debit card or credit card, or send the money from your online banking.

Choose recipient in the USA.

Select who you want to send money to and which pay-out method to use.

Send JPY, receive USD.

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to the USA from Japan

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to the USA from Japan?

Pay a small, flat fee and percentage

To send money in JPY to the USA from Japan, you pay a small, flat fee of 265 JPY + 0.62% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

265 JPY

Variable feeup to 19,506,300 JPY/month

0.62%

Variable feemore than 19,506,300 JPY/month

Discount applies

How long will a money transfer to the USA from Japan take?

A money transfer from Japan (JPY) to the USA (USD) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

JPY

USD

Should arrive

by Monday

Best ways to send money to the USA from Japan

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.