Send money to India from the USA
Fast, low-cost, and secure online money transfers to India from the USA.
Should arrive by Sunday 02:00
Save when you send money to India from the USA
| Sending 1,000 USD with | Recipient gets(Total after fees)and transfer speed | Transfer speed | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
Cheapest | 82,880 INR6-11 days | 6-11 days | |||||||||
Transfer fee 0 USD Exchange rate(1 USD INR) 82.8800 Exchange rate markup 4.99 USD Cost of transfer 4.99 USD | |||||||||||
 | 82,770.14 INR- 109.86 INRwithin 10 days | within 10 days | |||||||||
Transfer fee 0.99 USD Exchange rate(1 USD INR) 82.8522 Exchange rate markup 5.33 USD Cost of transfer 6.32 USD | |||||||||||
 | 82,697 INR- 183 INRunavailable | unavailable | |||||||||
Transfer fee 0 USD Exchange rate(1 USD INR) 82.6970 Exchange rate markup 7.19 USD Cost of transfer 7.19 USD | |||||||||||
 | 82,667.80 INR- 212.20 INRwithin 11 days | within 11 days | |||||||||
Transfer fee 3.99 USD Exchange rate(1 USD INR) 82.9990 Exchange rate markup 3.57 USD Cost of transfer 7.56 USD | |||||||||||
 | 82,504.69 INR- 375.31 INR1 day | 1 day | |||||||||
Transfer fee 9.50 USD Exchange rate(1 USD INR) 83.2960 Exchange rate markup 0 USD Cost of transfer 9.50 USD | |||||||||||
 | 82,414.73 INR- 465.27 INRwithin 1 day | within 1 day | |||||||||
Transfer fee 0 USD Exchange rate(1 USD INR) 82.4147 Exchange rate markup 10.58 USD Cost of transfer 10.58 USD | |||||||||||
 | 81,523.43 INR- 1,356.57 INRwithin 1 hour | within 1 hour | |||||||||
Transfer fee 2.99 USD Exchange rate(1 USD INR) 81.7679 Exchange rate markup 18.35 USD Cost of transfer 21.34 USD | |||||||||||
 | 80,805.83 INR- 2,074.17 INR3-4 days | 3-4 days | |||||||||
Transfer fee 0 USD Exchange rate(1 USD INR) 80.8058 Exchange rate markup 29.90 USD Cost of transfer 29.90 USD | |||||||||||
 | 80,492.10 INR- 2,387.90 INR6-10 days | 6-10 days | |||||||||
Transfer fee 0 USD Exchange rate(1 USD INR) 80.4921 Exchange rate markup 33.66 USD Cost of transfer 33.66 USD | |||||||||||
 | 80,388.55 INR- 2,491.45 INR3-11 days | 3-11 days | |||||||||
Transfer fee 5 USD Exchange rate(1 USD INR) 80.7925 Exchange rate markup 30.06 USD Cost of transfer 35.06 USD | |||||||||||
 | 80,259.46 INR- 2,620.54 INRunavailable | unavailable | |||||||||
Transfer fee 0 USD Exchange rate(1 USD INR) 80.2595 Exchange rate markup 36.45 USD Cost of transfer 36.45 USD | |||||||||||
How to send money to India from the USA in 3 easy steps
Enter amount to send in USD.
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose recipient in India.
Select who you want to send money to and which pay-out method to use.
Send USD, receive INR.
The recipient gets money in INR directly from Wise’s local bank account.
What you’ll need for your online money transfer to India from the USA
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
How much does it cost to transfer money to India from the USA?
Pay a small, flat fee and percentage
To send money in USD to India from the USA, you pay a small, flat fee of 7.17 USD + 0.57% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to India from the USA take?
A money transfer from the USA (USD) to India (INR) should arrive by Sunday 02:00. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
Should arrive
by Sunday 02:00Best ways to send money to India from the USA
Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money to India from the USA with the most international app
Looking for an app to send money to India from the USA? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
