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Instant money transfers

Q: What affects the speed of my transfer?

Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure

Q: How can I check the status of my transfer?

You can always check the status of the transfer from your Activity feed. Log in to Wise. Click on Activity. Find the transfer, and click View transfer details

Q: Why might a transfer take longer than estimated?

Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.

Q: How can I send money faster?

If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

FINTRAC regulated

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Over 16 million customers

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You send exactly

0.31 CAD
7.39 CADOur fee
–
7.70 CADTotal fees
=
992.30 CADTotal amount we’ll convert
×
0.7347

Recipient gets

Should arrive by Wednesday, 22 May

Get started

How long will a money transfer take?

Sending money from	Sending money to	Payment method	Should arrive by
CAD	EUR	Bank Transfer	by Wednesday, 22 May
CAD	AED	Bank Transfer	by Wednesday, 22 May
CAD	AUD	Bank Transfer	by Wednesday, 22 May
CAD	BDT	Bank Transfer	by Thursday, 23 May
CAD	BGN	Bank Transfer	by Wednesday, 22 May
CAD	BRL	Bank Transfer	by Wednesday, 22 May
CAD	CHF	Bank Transfer	by Wednesday, 22 May
CAD	CLP	Bank Transfer	by Friday, 24 May
CAD	CNY	Bank Transfer	by Wednesday, 22 May
CAD	COP	Bank Transfer	by Wednesday, 22 May
CAD	CRC	Bank Transfer	by Thursday, 23 May
CAD	CZK	Bank Transfer	by Wednesday, 22 May
CAD	DKK	Bank Transfer	by Wednesday, 22 May
CAD	EGP	Bank Transfer	by Thursday, 23 May
CAD	FJD	Bank Transfer	by Wednesday, 22 May
CAD	GBP	Bank Transfer	by Wednesday, 22 May
CAD	GEL	Bank Transfer	by Wednesday, 22 May
CAD	HKD	Bank Transfer	by Wednesday, 22 May
CAD	HUF	Bank Transfer	by Wednesday, 22 May
CAD	IDR	Bank Transfer	by 27 May
CAD	ILS	Bank Transfer	by Friday, 24 May
CAD	INR	Bank Transfer	by Wednesday, 22 May
CAD	JPY	Bank Transfer	by Thursday, 23 May
CAD	KES	Bank Transfer	by Wednesday, 22 May
CAD	KRW	Bank Transfer	by Wednesday, 22 May
CAD	LKR	Bank Transfer	by Wednesday, 22 May
CAD	MAD	Bank Transfer	by Friday, 24 May
CAD	MXN	Bank Transfer	by Wednesday, 22 May
CAD	MYR	Bank Transfer	by Wednesday, 22 May
CAD	NOK	Bank Transfer	by 27 May
CAD	NPR	Bank Transfer	by Wednesday, 22 May
CAD	NZD	Bank Transfer	by Thursday, 23 May
CAD	PHP	Bank Transfer	by Wednesday, 22 May
CAD	PKR	Bank Transfer	by Wednesday, 22 May
CAD	PLN	Bank Transfer	by Thursday, 23 May
CAD	RON	Bank Transfer	by Thursday, 23 May
CAD	SEK	Bank Transfer	by Wednesday, 22 May
CAD	SGD	Bank Transfer	by Wednesday, 22 May
CAD	THB	Bank Transfer	by Wednesday, 22 May
CAD	TRY	Bank Transfer	by Wednesday, 22 May
CAD	TZS	Bank Transfer	by Thursday, 23 May
CAD	UAH	Bank Transfer	by Wednesday, 22 May
CAD	UGX	Bank Transfer	by Thursday, 23 May
CAD	USD	Bank Transfer	by Wednesday, 22 May
CAD	UYU	Bank Transfer	by Friday, 24 May
CAD	VND	Bank Transfer	by Wednesday, 22 May
CAD	ZAR	Bank Transfer	by Thursday, 23 May

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
You should always know where your money is. So keep track of your money by using our in-app Money tracker.
All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app