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Manage currencies with the borderless account.

Switch money between 40+ currencies when the rate looks right.

How do I manage currencies in my borderless account?

1. Activate the currency

You can activate and hold money in up to 28 currency balances. Fund your balances by card or local bank transfer.

2. Convert money

Move money into the currency of your choice when you think the time is right. Convert at the real exchange rate.

3. Fund transfers

Once converted, hold your money until you’re ready for any payments you need to make in that currency.

Why hold multiple currencies?

A borderless account helps you plan for upcoming international payments. You can hold balances in up to 28 currencies, and convert between them when the time is right for you. So if an exchange rate looks extra good a few weeks before your planned payment, take advantage.

Stop worrying about future exchange rate volatility. Because let’s be real, we have enough to worry about.

Why hold multiple currencies?

Avoid needless conversion fees.

When you receive money from abroad, the bank takes a cut. And when you send, it profits yet again.

With a borderless account, you can receive payments in GBP, EUR, AUD, and USD, and then use that money to make payments abroad — without dealing with double conversion fees.

Remember, Wise always uses the real exchange rate and charges only a small, upfront fee.

Avoid needless conversion fees.

I never have to worry about fluctuations in exchange rates because I can hold money in both currencies

Neil Walsh, Founder, Relay Design Agency Ltd

Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

GBPBritish Pound

Get your own Account Number and Sort Code.

EUREuro

Get your own SWIFT/BIC and IBAN details.

USDUS Dollar

Get your own Routing (ABA) and Account Number.

AUDAustralian Dollar

Get your own BSB Code and Account Number.

NZDNew Zealand Dollar

Get your own Account Number.

SGDSingapore Dollar

Get your own Account Number.

RONRomanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

CADCanadian Dollar

Get your own Institution number, Transit number, and Account number.

HUFHungarian Forint

Get your own Account Number.

TRYTurkish Lira

Get your own Bank name and IBAN.

Hold and convert money

You can hold and convert money in 40+ currencies. It only takes a few seconds to open a new account in the currency you need.

GBPBritish Pound

AUDAustralian Dollar

AEDUnited Arab Emirates Dirham

BDTBangladeshi Taka

BWPBotswana Pula

BGNBulgarian Lev

CHFSwiss Franc

CLPChilean Peso

CNYChinese Yuan

CRCCosta Rican Colón

CZKCzech Koruna

DKKDanish Krone

EGPEgyptian Pound

GELGeorgian Lari

GHSGhanaian Cedi

HKDHong Kong Dollar

CADCanadian Dollar

HUFHungarian Forint

IDRIndonesian Rupiah

ILSIsraeli Shekel

INRIndian Rupee

JPYJapanese Yen

KESKenyan Shilling

KRWSouth Korean Won

LKRSri Lankan Rupee

MADMoroccan Dirham

MXNMexican Peso

MYRMalaysian Ringgit

NGNNigerian Naira

NOKNorwegian Krone

NPRNepalese Rupee

NZDNew Zealand Dollar

EUREuro

USDUS Dollar

PHPPhilippine Peso

PLNPolish Zloty

PKRPakistani Rupee

RONRomanian Leu

SEKSwedish Krona

SGDSingapore Dollar

THBThai Baht

TRYTurkish Lira

TZSTanzanian Shilling

UAHUkrainian Hryvnia

UGXUgandan Shilling

UYUUruguayan Peso

VNDVietnamese Dong

XOFWest African CFA Franc

ZARSouth African Rand

ZMWZambian kwacha

Send money to 73 countries

You can send money in your Wise account to any of the currencies we support.

United Arab Emirates Dirham

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha