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Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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ASIC regulated

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Awarded 5 stars for international money transfers

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You send exactly

13.61 AUD
5.96 AUDOur fee
–
19.57 AUDTotal fees
=
980.43 AUDTotal amount we’ll convert
×
0.6605

Recipient gets

Should arrive in 9 hours

Get started

We charge as little as possible. No subscription

Sending 1,000 AUD with	Recipient gets(Total after fees)
Cheapest	657.25 USD
Transfer fee 0.99 AUD Exchange rate(1 AUD USD) 0.657904 Exchange rate markup 3.86 AUD Cost of transfer 4.85 AUD

	656.47 USD- 0.78 USD
Transfer fee 6.02 AUD Exchange rate(1 AUD USD) 0.660450 Exchange rate markup 0 AUD Cost of transfer 6.02 AUD

	654.30 USD- 2.95 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.654297 Exchange rate markup 9.32 AUD Cost of transfer 9.32 AUD

	653.54 USD- 3.71 USD
Transfer fee 2.99 AUD Exchange rate(1 AUD USD) 0.655498 Exchange rate markup 7.50 AUD Cost of transfer 10.49 AUD

	653.52 USD- 3.73 USD
Transfer fee 10.50 AUD Exchange rate(1 AUD USD) 0.660450 Exchange rate markup 0 AUD Cost of transfer 10.50 AUD

	653.19 USD- 4.06 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.653187 Exchange rate markup 11.00 AUD Cost of transfer 11.00 AUD

	650.07 USD- 7.18 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.650071 Exchange rate markup 15.71 AUD Cost of transfer 15.71 AUD

	643.66 USD- 13.59 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.643665 Exchange rate markup 25.41 AUD Cost of transfer 25.41 AUD

	640.84 USD- 16.41 USD
Transfer fee 15 AUD Exchange rate(1 AUD USD) 0.650599 Exchange rate markup 14.92 AUD Cost of transfer 29.92 AUD

	634.22 USD- 23.03 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.634216 Exchange rate markup 39.72 AUD Cost of transfer 39.72 AUD

	633.44 USD- 23.81 USD
Transfer fee 9 AUD Exchange rate(1 AUD USD) 0.639190 Exchange rate markup 32.19 AUD Cost of transfer 41.19 AUD

	628.55 USD- 28.70 USD
Transfer fee 5.99 AUD Exchange rate(1 AUD USD) 0.632336 Exchange rate markup 42.57 AUD Cost of transfer 48.56 AUD

This applies when you pay in via bank transfer. How do we collect this data?

How to send money with a credit card in 3 easy steps

Enter amount to send in AUD

Pay in AUD with a credit card.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send AUD with a credit card, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

Calculate how much you can save

How long does a money transfer with a credit card take?

A money transfer with a credit card (AUD-USD) should arrive in 9 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD

USD

Should arrive

in 9 hours

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

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