Convert money for nothing. And send for cheap

Banks charge a lot for foreign-currency transfers. We don't. We use real exchange rates to help expats, foreign students and businesses wire money securely, conveniently, and at a very low cost. Finally, a financial service built for people, not banks.

Compare currency exchange
Receive a fixed amount
Sounds good, right? So, go ahead and

In a nutshell, this is how it works


Book a Wise Transfer

It all starts the moment you need to send money to your family or friends. Or maybe you have a bank account in another country and currency, and want to pay a bill there. That’s where we come in. You set the sum you wish to convert, fill in the recipient’s bank details, your personal information (including a photo of your ID, as required by law), and you're good to go. We currently handle payments between the UK and eurozone countries, but are looking to add other currencies.

Deposit the GBP

We'll confirm your booking instantly by email. The email will ask you to make a domestic bank transfer in GBP to our bank in the UK. Through your internet bank, this payment is probably free or very cheap. Depending on the time of your payment, the deposit usually arrives on the same or the following day.

Let Us Handle the Rest

Once your payment arrives, we'll convert the currency within two days (often even sooner) and make a payout to the recipient’s bank account. We'll confirm it by email, so you know when we've done our bit. If you made a £ 300.00 payment, you probably saved about £ 31.06. That's because we used the real exchange rate and didn't go crazy with our service fee.
In short, you make a £ 300.0 deposit to us, we convert it to 373.04, deliver it to the recipient within 1-3 working days and you save £ 31.06. That's pretty wise, don't you think?
If this sounds reasonable you can start and or watch a walkthrough video for more information.

Still not convinced?


Almost certain that even your friends are using TransferWise. Let them tell you how they enjoy saving their money!

And if you think your friends don't know any better, maybe you can trust these guys for their word.

Transferwise is one of those startlingly simple ideas that has the potential to be incredibly disruptive.

- CNNMoney